Natural disaster risk in Unicoi County, Tennessee

Tennessee · population 17,924 · FIPS 47171

Overall: very low risk

Unicoi County has a composite risk score of 10.6 out of 100 — higher than 10% of US counties. It ranks 91 of 95 in Tennessee (1 = highest risk). Its highest-rated hazards are landslide, lightning, cold wave.

Drought now: No, but abnormally dry (D0)

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 100% of Unicoi County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 5 weeks in a row.

Drought in Unicoi County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Very low 10.6
Expected annual loss
About $4.4 million a year, on average, across all 18 hazards.
Very low 10.4
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively moderate 54.7
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively low 24.6

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Unicoi County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Landslide Relatively low 83
Lightning Relatively low 47
Cold wave Relatively low 43
Strong wind Relatively low 31
Ice storm Relatively low 28
Earthquake Very low 43
Hurricane Very low 34
Wildfire Very low 32
Inland (riverine) flooding Very low 27
Winter weather Very low 19
Tornado Very low 17
Hail Very low 7
Heat wave Very low 1
Avalanche Not applicable
Coastal flooding Not applicable
Drought No rating
Tsunami Not applicable
Volcanic activity Not applicable

FEMA disaster declarations for Unicoi County

Federal declarations that designated Unicoi County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Unicoi County has been named in 5 FEMA declarations since 1 Jan 2024. The latest is DR-4898-TN (Severe Winter Storm), declared 6 Feb 2026.

DeclarationKindIncidentDeclaredIndividual assistance here
DR-4898-TN Major disaster Severe Winter Storm 6 Feb 2026 No
EM-3635-TN Emergency Severe Winter Storm 24 Jan 2026 No
EM-3625-TN Emergency Severe Storms, Straight-Line Winds, Tornadoes, and Flooding 2 Apr 2025 No
DR-4832-TN Major disaster Tropical Storm Helene 2 Oct 2024 Yes
EM-3620-TN Emergency Tropical Storm Helene 27 Sep 2024 No

All FEMA declarations in Tennessee, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Unicoi County, Tennessee?

FEMA's National Risk Index rates the overall risk in Unicoi County as very low, with a score of 10.6 out of 100 (higher than 10% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Unicoi County?

The hazards rated highest for Unicoi County are landslide (relatively low), lightning (relatively low), cold wave (relatively low).

What is the flood risk in Unicoi County?

FEMA rates inland (river and rain) flooding risk in Unicoi County as very low. For a specific property, check the FEMA flood map and your local floodplain office.

Has Unicoi County had a FEMA disaster declaration?

Yes. Unicoi County has been named in 5 FEMA declarations since 1 Jan 2024. The latest is DR-4898-TN (Severe Winter Storm), declared 6 Feb 2026.

Is Unicoi County in a drought?

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 100% of Unicoi County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 5 weeks in a row.

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