Natural disaster risk in Trousdale County, Tennessee

Tennessee · population 11,606 · FIPS 47169

Overall: very low risk

Trousdale County has a composite risk score of 6.1 out of 100 — higher than 6% of US counties. It ranks 93 of 95 in Tennessee (1 = highest risk). Its highest-rated hazards are cold wave, tornado, strong wind.

Drought now: Yes: D1 Moderate Drought, 4 weeks

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 100% of Trousdale County is in D1 Moderate Drought. Some of it has been at D1 or worse for 4 weeks in a row.

Drought in Trousdale County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Very low 6.1
Expected annual loss
About $4.6 million a year, on average, across all 18 hazards.
Very low 11.4
Social vulnerability
Higher means people may find it harder to prepare and recover.
Very low 10.6
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively low 32.5

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Trousdale County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Cold wave Relatively low 35
Tornado Relatively low 32
Strong wind Relatively low 27
Earthquake Very low 37
Ice storm Very low 26
Landslide Very low 25
Winter weather Very low 21
Drought Very low 20
Heat wave Very low 19
Hail Very low 16
Inland (riverine) flooding Very low 13
Lightning Very low 12
Hurricane Very low 7
Wildfire Very low 3
Avalanche Not applicable
Coastal flooding Not applicable
Tsunami Not applicable
Volcanic activity Not applicable

FEMA disaster declarations for Trousdale County

Federal declarations that designated Trousdale County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Trousdale County has been named in 3 FEMA declarations since 1 Jan 2024. The latest is DR-4898-TN (Severe Winter Storm), declared 6 Feb 2026.

DeclarationKindIncidentDeclaredIndividual assistance here
DR-4898-TN Major disaster Severe Winter Storm 6 Feb 2026 Yes
EM-3635-TN Emergency Severe Winter Storm 24 Jan 2026 No
EM-3625-TN Emergency Severe Storms, Straight-Line Winds, Tornadoes, and Flooding 2 Apr 2025 No

All FEMA declarations in Tennessee, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Trousdale County, Tennessee?

FEMA's National Risk Index rates the overall risk in Trousdale County as very low, with a score of 6.1 out of 100 (higher than 6% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Trousdale County?

The hazards rated highest for Trousdale County are cold wave (relatively low), tornado (relatively low), strong wind (relatively low).

What is the flood risk in Trousdale County?

FEMA rates inland (river and rain) flooding risk in Trousdale County as very low. For a specific property, check the FEMA flood map and your local floodplain office.

Has Trousdale County had a FEMA disaster declaration?

Yes. Trousdale County has been named in 3 FEMA declarations since 1 Jan 2024. The latest is DR-4898-TN (Severe Winter Storm), declared 6 Feb 2026.

Is Trousdale County in a drought?

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 100% of Trousdale County is in D1 Moderate Drought. Some of it has been at D1 or worse for 4 weeks in a row.

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