Natural disaster risk in Stillwater County, Montana
Montana · population 8,936 · FIPS 30095
Overall: very low risk
Stillwater County has a composite risk score of 16.8 out of 100 — higher than 16% of US counties. It ranks 35 of 56 in Montana (1 = highest risk). Its highest-rated hazards are wildfire, winter weather, cold wave.
Drought now: Yes: D1 Moderate Drought, 37 weeks
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 40.29% of Stillwater County is in D1 Moderate Drought. Some of it has been at D1 or worse for 37 weeks in a row.
Drought in Stillwater County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Very low 16.8 |
| Expected annual loss About $9.2 million a year, on average, across all 18 hazards. |
Very low 31.7 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Very low 10.6 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively moderate 56.3 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Stillwater County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Wildfire | Relatively low 87 |
| Winter weather | Relatively low 51 |
| Cold wave | Relatively low 43 |
| Lightning | Relatively low 39 |
| Inland (riverine) flooding | Relatively low 36 |
| Avalanche | Very low 61 |
| Landslide | Very low 56 |
| Earthquake | Very low 33 |
| Hail | Very low 28 |
| Drought | Very low 25 |
| Heat wave | Very low 14 |
| Volcanic activity | Very low 8 |
| Tornado | Very low 6 |
| Ice storm | Very low 5 |
| Strong wind | Very low 5 |
| Coastal flooding | Not applicable |
| Hurricane | Not applicable |
| Tsunami | Not applicable |
FEMA disaster declarations for Stillwater County
Federal declarations that designated Stillwater County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Stillwater County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4902-MT (Severe Winter Storm and Straight-Line Winds), declared 7 Apr 2026.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| DR-4902-MT | Major disaster | Severe Winter Storm and Straight-Line Winds | 7 Apr 2026 | No |
All FEMA declarations in Montana, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Stillwater County, Montana?
FEMA's National Risk Index rates the overall risk in Stillwater County as very low, with a score of 16.8 out of 100 (higher than 16% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Stillwater County?
The hazards rated highest for Stillwater County are wildfire (relatively low), winter weather (relatively low), cold wave (relatively low).
What is the flood risk in Stillwater County?
FEMA rates inland (river and rain) flooding risk in Stillwater County as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Stillwater County had a FEMA disaster declaration?
Yes. Stillwater County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4902-MT (Severe Winter Storm and Straight-Line Winds), declared 7 Apr 2026.
Is Stillwater County in a drought?
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 40.29% of Stillwater County is in D1 Moderate Drought. Some of it has been at D1 or worse for 37 weeks in a row.
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