Natural disaster risk in Whitley County, Indiana
Indiana · population 34,144 · FIPS 18183
Overall: very low risk
Whitley County has a composite risk score of 24.6 out of 100 — higher than 24% of US counties. It ranks 71 of 92 in Indiana (1 = highest risk). Its highest-rated hazards are drought, strong wind, tornado.
Drought now: No: no drought or dryness
No. On the U.S. Drought Monitor map valid 13 October 2026, no part of Whitley County is in drought or abnormally dry (none of D0 to D4). That has been so for 10 weeks in a row.
Drought in Whitley County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Very low 24.6 |
| Expected annual loss About $9.6 million a year, on average, across all 18 hazards. |
Very low 33.5 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively low 22.4 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Very high 87 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Whitley County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Drought | Relatively moderate 64 |
| Strong wind | Relatively moderate 59 |
| Tornado | Relatively low 60 |
| Heat wave | Relatively low 53 |
| Hail | Relatively low 46 |
| Cold wave | Relatively low 29 |
| Winter weather | Relatively low 29 |
| Landslide | Very low 51 |
| Earthquake | Very low 45 |
| Inland (riverine) flooding | Very low 34 |
| Hurricane | Very low 26 |
| Ice storm | Very low 26 |
| Lightning | Very low 19 |
| Wildfire | Very low 10 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Whitley County
Federal declarations that designated Whitley County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Whitley County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3641-IN (Severe Winter Storm), declared 24 Jan 2026.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| EM-3641-IN | Emergency | Severe Winter Storm | 24 Jan 2026 | No |
All FEMA declarations in Indiana, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Whitley County, Indiana?
FEMA's National Risk Index rates the overall risk in Whitley County as very low, with a score of 24.6 out of 100 (higher than 24% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Whitley County?
The hazards rated highest for Whitley County are drought (relatively moderate), strong wind (relatively moderate), tornado (relatively low).
What is the flood risk in Whitley County?
FEMA rates inland (river and rain) flooding risk in Whitley County as very low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Whitley County had a FEMA disaster declaration?
Yes. Whitley County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3641-IN (Severe Winter Storm), declared 24 Jan 2026.
Is Whitley County in a drought?
No. On the U.S. Drought Monitor map valid 13 October 2026, no part of Whitley County is in drought or abnormally dry (none of D0 to D4). That has been so for 10 weeks in a row.
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