Natural disaster risk in Steuben County, Indiana
Indiana · population 34,413 · FIPS 18151
Overall: very low risk
Steuben County has a composite risk score of 27.2 out of 100 — higher than 27% of US counties. It ranks 67 of 92 in Indiana (1 = highest risk). Its highest-rated hazards are strong wind, hail, tornado.
Drought now: No: no drought or dryness
No. On the U.S. Drought Monitor map valid 13 October 2026, no part of Steuben County is in drought or abnormally dry (none of D0 to D4). That has been so for 30 weeks in a row.
Drought in Steuben County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Very low 27.2 |
| Expected annual loss About $10.0 million a year, on average, across all 18 hazards. |
Very low 35.3 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively low 25.6 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively high 69.5 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Steuben County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Strong wind | Relatively moderate 63 |
| Hail | Relatively low 66 |
| Tornado | Relatively low 60 |
| Drought | Relatively low 52 |
| Cold wave | Relatively low 39 |
| Ice storm | Relatively low 38 |
| Lightning | Relatively low 38 |
| Inland (riverine) flooding | Relatively low 38 |
| Winter weather | Relatively low 24 |
| Landslide | Very low 56 |
| Earthquake | Very low 44 |
| Hurricane | Very low 28 |
| Heat wave | Very low 26 |
| Wildfire | Very low 12 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Steuben County
Federal declarations that designated Steuben County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Steuben County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3641-IN (Severe Winter Storm), declared 24 Jan 2026.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| EM-3641-IN | Emergency | Severe Winter Storm | 24 Jan 2026 | No |
All FEMA declarations in Indiana, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Steuben County, Indiana?
FEMA's National Risk Index rates the overall risk in Steuben County as very low, with a score of 27.2 out of 100 (higher than 27% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Steuben County?
The hazards rated highest for Steuben County are strong wind (relatively moderate), hail (relatively low), tornado (relatively low).
What is the flood risk in Steuben County?
FEMA rates inland (river and rain) flooding risk in Steuben County as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Steuben County had a FEMA disaster declaration?
Yes. Steuben County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3641-IN (Severe Winter Storm), declared 24 Jan 2026.
Is Steuben County in a drought?
No. On the U.S. Drought Monitor map valid 13 October 2026, no part of Steuben County is in drought or abnormally dry (none of D0 to D4). That has been so for 30 weeks in a row.
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