Natural disaster risk in Llano County, Texas

Texas · population 21,199 · FIPS 48299

Overall: relatively low risk

Llano County has a composite risk score of 70.4 out of 100 — higher than 70% of US counties. It ranks 80 of 254 in Texas (1 = highest risk). Its highest-rated hazards are inland (riverine) flooding, hail, winter weather.

Drought now: No, but abnormally dry (D0)

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 71.88% of Llano County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 9 weeks in a row.

Drought in Llano County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively low 70.4
Expected annual loss
About $18.6 million a year, on average, across all 18 hazards.
Relatively low 57.8
Social vulnerability
Higher means people may find it harder to prepare and recover.
Very high 91
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively low 22.8

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Llano County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Inland (riverine) flooding Relatively moderate 82
Hail Relatively moderate 80
Winter weather Relatively moderate 73
Lightning Relatively moderate 70
Drought Relatively moderate 67
Tornado Relatively moderate 67
Wildfire Relatively low 80
Heat wave Relatively low 59
Cold wave Relatively low 54
Strong wind Relatively low 45
Hurricane Very low 54
Landslide Very low 36
Ice storm Very low 15
Earthquake Very low 9
Avalanche Not applicable
Coastal flooding Not applicable
Tsunami Not applicable
Volcanic activity Not applicable

FEMA disaster declarations for Llano County

Federal declarations that designated Llano County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Llano County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4879-TX (Severe Storms, Straight-Line Winds, and Flooding), declared 6 Jul 2025.

DeclarationKindIncidentDeclaredIndividual assistance here
DR-4879-TX Major disaster Severe Storms, Straight-Line Winds, and Flooding 6 Jul 2025 No

All FEMA declarations in Texas, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Llano County, Texas?

FEMA's National Risk Index rates the overall risk in Llano County as relatively low, with a score of 70.4 out of 100 (higher than 70% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Llano County?

The hazards rated highest for Llano County are inland (riverine) flooding (relatively moderate), hail (relatively moderate), winter weather (relatively moderate).

What is the flood risk in Llano County?

FEMA rates inland (river and rain) flooding risk in Llano County as relatively moderate. For a specific property, check the FEMA flood map and your local floodplain office.

Has Llano County had a FEMA disaster declaration?

Yes. Llano County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4879-TX (Severe Storms, Straight-Line Winds, and Flooding), declared 6 Jul 2025.

Is Llano County in a drought?

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 71.88% of Llano County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 9 weeks in a row.

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