Natural disaster risk in Gray County, Texas
Texas · population 21,215 · FIPS 48179
Overall: relatively low risk
Gray County has a composite risk score of 59.9 out of 100 — higher than 59% of US counties. It ranks 109 of 254 in Texas (1 = highest risk). Its highest-rated hazards are drought, winter weather, hail.
Drought now: could not be read just now
The U.S. Drought Monitor could not be read just now for Gray County. See droughtmonitor.unl.edu for this week's map.
Drought in Gray County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Relatively low 59.9 |
| Expected annual loss About $18.4 million a year, on average, across all 18 hazards. |
Relatively low 57.3 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively moderate 55.9 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively low 24.4 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Gray County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Drought | Relatively high 97 |
| Winter weather | Relatively high 89 |
| Hail | Relatively moderate 93 |
| Wildfire | Relatively moderate 93 |
| Ice storm | Relatively moderate 79 |
| Cold wave | Relatively moderate 76 |
| Tornado | Relatively moderate 76 |
| Strong wind | Relatively moderate 75 |
| Lightning | Relatively moderate 74 |
| Earthquake | Very low 45 |
| Hurricane | Very low 26 |
| Inland (riverine) flooding | Very low 24 |
| Heat wave | Very low 23 |
| Landslide | Very low 4 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Gray County
Federal declarations that designated Gray County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Gray County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is FM-5555-TX (Rest Area Fire), declared 14 Mar 2025.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| FM-5555-TX | Fire management | Rest Area Fire | 14 Mar 2025 | No |
All FEMA declarations in Texas, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Gray County, Texas?
FEMA's National Risk Index rates the overall risk in Gray County as relatively low, with a score of 59.9 out of 100 (higher than 59% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Gray County?
The hazards rated highest for Gray County are drought (relatively high), winter weather (relatively high), hail (relatively moderate).
What is the flood risk in Gray County?
FEMA rates inland (river and rain) flooding risk in Gray County as very low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Gray County had a FEMA disaster declaration?
Yes. Gray County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is FM-5555-TX (Rest Area Fire), declared 14 Mar 2025.
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