Natural disaster risk in Pennington County, South Dakota

South Dakota · population 109,015 · FIPS 46103

Overall: relatively low risk

Pennington County has a composite risk score of 78.6 out of 100 — higher than 78% of US counties. It ranks 3 of 66 in South Dakota (1 = highest risk). Its highest-rated hazards are hail, winter weather, lightning.

Drought now: Yes: D2 Severe Drought, 33 weeks

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 3.9% of Pennington County is in D2 Severe Drought. Some of it has been at D2 or worse for 33 weeks in a row. In all, 100% of the county is in drought (D1 to D4).

Drought in Pennington County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively low 78.6
Expected annual loss
About $40.8 million a year, on average, across all 18 hazards.
Relatively low 80.1
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively low 34.6
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively high 70.8

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Pennington County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Hail Relatively high 96
Winter weather Relatively high 94
Lightning Relatively high 91
Ice storm Relatively high 82
Wildfire Relatively moderate 97
Cold wave Relatively moderate 85
Inland (riverine) flooding Relatively moderate 75
Landslide Relatively low 84
Tornado Relatively low 61
Heat wave Relatively low 59
Strong wind Relatively low 30
Earthquake Very low 56
Drought Very low 25
Avalanche Very low 6
Coastal flooding Not applicable
Hurricane Not applicable
Tsunami Not applicable
Volcanic activity Not applicable

FEMA disaster declarations for Pennington County

Federal declarations that designated Pennington County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Pennington County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4903-SD (Straight-Line Winds), declared 7 Apr 2026.

DeclarationKindIncidentDeclaredIndividual assistance here
DR-4903-SD Major disaster Straight-Line Winds 7 Apr 2026 No

All FEMA declarations in South Dakota, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Pennington County, South Dakota?

FEMA's National Risk Index rates the overall risk in Pennington County as relatively low, with a score of 78.6 out of 100 (higher than 78% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Pennington County?

The hazards rated highest for Pennington County are hail (relatively high), winter weather (relatively high), lightning (relatively high).

What is the flood risk in Pennington County?

FEMA rates inland (river and rain) flooding risk in Pennington County as relatively moderate. For a specific property, check the FEMA flood map and your local floodplain office.

Has Pennington County had a FEMA disaster declaration?

Yes. Pennington County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4903-SD (Straight-Line Winds), declared 7 Apr 2026.

Is Pennington County in a drought?

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 3.9% of Pennington County is in D2 Severe Drought. Some of it has been at D2 or worse for 33 weeks in a row. In all, 100% of the county is in drought (D1 to D4).

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