Natural disaster risk in Pontotoc County, Oklahoma
Oklahoma · population 37,975 · FIPS 40123
Overall: relatively low risk
Pontotoc County has a composite risk score of 62.9 out of 100 — higher than 62% of US counties. It ranks 34 of 77 in Oklahoma (1 = highest risk). Its highest-rated hazards are ice storm, lightning, hail.
Drought now: Yes: D2 Severe Drought, 10 weeks
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 45.1% of Pontotoc County is in D2 Severe Drought. Some of it has been at D2 or worse for 10 weeks in a row. In all, 100% of the county is in drought (D1 to D4).
Drought in Pontotoc County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Relatively low 62.9 |
| Expected annual loss About $21.3 million a year, on average, across all 18 hazards. |
Relatively low 62.3 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively moderate 50.1 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively high 63.7 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Pontotoc County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Ice storm | Relatively high 92 |
| Lightning | Relatively high 82 |
| Hail | Relatively moderate 92 |
| Wildfire | Relatively moderate 90 |
| Tornado | Relatively moderate 88 |
| Heat wave | Relatively moderate 79 |
| Drought | Relatively moderate 75 |
| Strong wind | Relatively moderate 72 |
| Winter weather | Relatively moderate 70 |
| Cold wave | Relatively low 62 |
| Landslide | Relatively low 62 |
| Inland (riverine) flooding | Relatively low 45 |
| Earthquake | Very low 56 |
| Hurricane | Very low 27 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Pontotoc County
Federal declarations that designated Pontotoc County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Pontotoc County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4776-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), declared 30 Apr 2024.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| DR-4776-OK | Major disaster | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 30 Apr 2024 | Yes |
All FEMA declarations in Oklahoma, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Pontotoc County, Oklahoma?
FEMA's National Risk Index rates the overall risk in Pontotoc County as relatively low, with a score of 62.9 out of 100 (higher than 62% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Pontotoc County?
The hazards rated highest for Pontotoc County are ice storm (relatively high), lightning (relatively high), hail (relatively moderate).
What is the flood risk in Pontotoc County?
FEMA rates inland (river and rain) flooding risk in Pontotoc County as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Pontotoc County had a FEMA disaster declaration?
Yes. Pontotoc County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4776-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), declared 30 Apr 2024.
Is Pontotoc County in a drought?
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 45.1% of Pontotoc County is in D2 Severe Drought. Some of it has been at D2 or worse for 10 weeks in a row. In all, 100% of the county is in drought (D1 to D4).
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