Natural disaster risk in Love County, Oklahoma
Oklahoma · population 10,141 · FIPS 40085
Overall: very low risk
Love County has a composite risk score of 21.1 out of 100 — higher than 21% of US counties. It ranks 71 of 77 in Oklahoma (1 = highest risk). Its highest-rated hazards are drought, strong wind, ice storm.
Drought now: Yes: D1 Moderate Drought, 50 weeks
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 29.1% of Love County is in D1 Moderate Drought. Some of it has been at D1 or worse for 50 weeks in a row.
Drought in Love County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Very low 21.1 |
| Expected annual loss About $6.6 million a year, on average, across all 18 hazards. |
Very low 20.1 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively moderate 54.9 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively low 33.5 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Love County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Drought | Relatively moderate 86 |
| Strong wind | Relatively moderate 70 |
| Ice storm | Relatively moderate 61 |
| Wildfire | Relatively low 79 |
| Hail | Relatively low 65 |
| Tornado | Relatively low 58 |
| Heat wave | Relatively low 55 |
| Landslide | Very low 53 |
| Hurricane | Very low 30 |
| Earthquake | Very low 29 |
| Winter weather | Very low 21 |
| Cold wave | Very low 19 |
| Inland (riverine) flooding | Very low 14 |
| Lightning | Very low 12 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Love County
Federal declarations that designated Love County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Love County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4776-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), declared 30 Apr 2024.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| DR-4776-OK | Major disaster | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 30 Apr 2024 | Yes |
All FEMA declarations in Oklahoma, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Love County, Oklahoma?
FEMA's National Risk Index rates the overall risk in Love County as very low, with a score of 21.1 out of 100 (higher than 21% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Love County?
The hazards rated highest for Love County are drought (relatively moderate), strong wind (relatively moderate), ice storm (relatively moderate).
What is the flood risk in Love County?
FEMA rates inland (river and rain) flooding risk in Love County as very low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Love County had a FEMA disaster declaration?
Yes. Love County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4776-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), declared 30 Apr 2024.
Is Love County in a drought?
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 29.1% of Love County is in D1 Moderate Drought. Some of it has been at D1 or worse for 50 weeks in a row.
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