Natural disaster risk in Lorain County, Ohio
Ohio · population 312,902 · FIPS 39093
Overall: relatively moderate risk
Lorain County has a composite risk score of 86.3 out of 100 — higher than 86% of US counties. It ranks 9 of 88 in Ohio (1 = highest risk). Its highest-rated hazards are ice storm, strong wind, tornado.
Drought now: No, but abnormally dry (D0)
No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 1.38% of Lorain County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 2 weeks in a row.
Drought in Lorain County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Relatively moderate 86.3 |
| Expected annual loss About $65.9 million a year, on average, across all 18 hazards. |
Relatively moderate 87.2 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively low 30.1 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Very high 95.9 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Lorain County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Ice storm | Relatively high 92 |
| Strong wind | Relatively high 92 |
| Tornado | Relatively high 90 |
| Winter weather | Relatively high 90 |
| Hail | Relatively moderate 91 |
| Inland (riverine) flooding | Relatively moderate 90 |
| Cold wave | Relatively moderate 85 |
| Lightning | Relatively moderate 77 |
| Earthquake | Relatively low 74 |
| Heat wave | Relatively low 64 |
| Hurricane | Very low 50 |
| Wildfire | Very low 45 |
| Landslide | Very low 41 |
| Coastal flooding | Very low 31 |
| Avalanche | Not applicable |
| Drought | No rating |
| Tsunami | Insufficient data |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Lorain County
Federal declarations that designated Lorain County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Not since 1 Jan 2024: no FEMA disaster declaration in the records this site read names Lorain County.
All FEMA declarations in Ohio, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Lorain County, Ohio?
FEMA's National Risk Index rates the overall risk in Lorain County as relatively moderate, with a score of 86.3 out of 100 (higher than 86% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Lorain County?
The hazards rated highest for Lorain County are ice storm (relatively high), strong wind (relatively high), tornado (relatively high).
What is the flood risk in Lorain County?
FEMA rates inland (river and rain) flooding risk in Lorain County as relatively moderate, and coastal flooding risk as very low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Lorain County had a FEMA disaster declaration?
Not since 1 Jan 2024: no FEMA disaster declaration in the records this site read names Lorain County.
Is Lorain County in a drought?
No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 1.38% of Lorain County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 2 weeks in a row.
Every county in Ohio, ranked · All states · Disasters near me