Natural disaster risk in Transylvania County, North Carolina

North Carolina · population 32,927 · FIPS 37175

Overall: relatively low risk

Transylvania County has a composite risk score of 64.2 out of 100 — higher than 64% of US counties. It ranks 63 of 100 in North Carolina (1 = highest risk). Its highest-rated hazards are cold wave, ice storm, landslide.

Drought now: Yes: D1 Moderate Drought, 45 weeks

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 65.42% of Transylvania County is in D1 Moderate Drought. Some of it has been at D1 or worse for 45 weeks in a row.

Drought in Transylvania County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively low 64.2
Expected annual loss
About $17.9 million a year, on average, across all 18 hazards.
Relatively low 56.6
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively high 75.4
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively low 38.1

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Transylvania County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Cold wave Relatively high 91
Ice storm Relatively high 84
Landslide Relatively moderate 93
Lightning Relatively moderate 67
Strong wind Relatively moderate 51
Inland (riverine) flooding Relatively low 67
Earthquake Relatively low 61
Hurricane Relatively low 59
Tornado Relatively low 52
Hail Relatively low 50
Drought Relatively low 46
Wildfire Very low 43
Winter weather Very low 19
Heat wave Very low 2
Avalanche Not applicable
Coastal flooding Not applicable
Tsunami Not applicable
Volcanic activity Not applicable

FEMA disaster declarations for Transylvania County

Federal declarations that designated Transylvania County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Transylvania County has been named in 4 FEMA declarations since 1 Jan 2024. The latest is EM-3637-NC (Severe Winter Storm), declared 24 Jan 2026.

DeclarationKindIncidentDeclaredIndividual assistance here
EM-3637-NC Emergency Severe Winter Storm 24 Jan 2026 No
FM-5578-NC Fire management Table Rock Fire 27 Mar 2025 No
DR-4827-NC Major disaster Tropical Storm Helene 28 Sep 2024 Yes
EM-3617-NC Emergency Hurricane Helene 26 Sep 2024 No

All FEMA declarations in North Carolina, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Transylvania County, North Carolina?

FEMA's National Risk Index rates the overall risk in Transylvania County as relatively low, with a score of 64.2 out of 100 (higher than 64% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Transylvania County?

The hazards rated highest for Transylvania County are cold wave (relatively high), ice storm (relatively high), landslide (relatively moderate).

What is the flood risk in Transylvania County?

FEMA rates inland (river and rain) flooding risk in Transylvania County as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.

Has Transylvania County had a FEMA disaster declaration?

Yes. Transylvania County has been named in 4 FEMA declarations since 1 Jan 2024. The latest is EM-3637-NC (Severe Winter Storm), declared 24 Jan 2026.

Is Transylvania County in a drought?

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 65.42% of Transylvania County is in D1 Moderate Drought. Some of it has been at D1 or worse for 45 weeks in a row.

Every county in North Carolina, ranked · All states · Disasters near me