Natural disaster risk in Craven County, North Carolina

North Carolina · population 100,042 · FIPS 37049

Overall: relatively moderate risk

Craven County has a composite risk score of 93.6 out of 100 — higher than 93% of US counties. It ranks 6 of 100 in North Carolina (1 = highest risk). Its highest-rated hazards are hurricane, winter weather, lightning.

Drought now: Yes: D2 Severe Drought, 7 weeks

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 4.25% of Craven County is in D2 Severe Drought. Some of it has been at D2 or worse for 7 weeks in a row. In all, 49.25% of the county is in drought (D1 to D4).

Drought in Craven County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively moderate 93.6
Expected annual loss
About $118.3 million a year, on average, across all 18 hazards.
Relatively moderate 92.1
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively high 64.3
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively high 68.4

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Craven County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Hurricane Very high 98
Winter weather Very high 97
Lightning Relatively high 92
Tornado Relatively moderate 86
Heat wave Relatively moderate 84
Inland (riverine) flooding Relatively moderate 76
Strong wind Relatively moderate 74
Ice storm Relatively moderate 71
Wildfire Relatively low 83
Coastal flooding Relatively low 54
Cold wave Relatively low 52
Drought Relatively low 50
Hail Relatively low 50
Earthquake Very low 58
Landslide Very low 32
Avalanche Not applicable
Tsunami Insufficient data
Volcanic activity Not applicable

FEMA disaster declarations for Craven County

Federal declarations that designated Craven County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Craven County has been named in 3 FEMA declarations since 1 Jan 2024. The latest is EM-3637-NC (Severe Winter Storm), declared 24 Jan 2026.

DeclarationKindIncidentDeclaredIndividual assistance here
EM-3637-NC Emergency Severe Winter Storm 24 Jan 2026 No
EM-3617-NC Emergency Hurricane Helene 26 Sep 2024 No
EM-3608-NC Emergency Tropical Storm Debby 6 Aug 2024 No

All FEMA declarations in North Carolina, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Craven County, North Carolina?

FEMA's National Risk Index rates the overall risk in Craven County as relatively moderate, with a score of 93.6 out of 100 (higher than 93% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Craven County?

The hazards rated highest for Craven County are hurricane (very high), winter weather (very high), lightning (relatively high).

What is the flood risk in Craven County?

FEMA rates inland (river and rain) flooding risk in Craven County as relatively moderate, and coastal flooding risk as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.

Has Craven County had a FEMA disaster declaration?

Yes. Craven County has been named in 3 FEMA declarations since 1 Jan 2024. The latest is EM-3637-NC (Severe Winter Storm), declared 24 Jan 2026.

Is Craven County in a drought?

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 4.25% of Craven County is in D2 Severe Drought. Some of it has been at D2 or worse for 7 weeks in a row. In all, 49.25% of the county is in drought (D1 to D4).

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