Natural disaster risk in Niagara County, New York

New York · population 212,642 · FIPS 36063

Overall: relatively moderate risk

Niagara County has a composite risk score of 83.4 out of 100 — higher than 83% of US counties. It ranks 20 of 62 in New York (1 = highest risk). Its highest-rated hazards are ice storm, inland (riverine) flooding, lightning.

Drought now: No, but abnormally dry (D0)

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 11.48% of Niagara County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 1 week so far.

Drought in Niagara County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively moderate 83.4
Expected annual loss
About $52.4 million a year, on average, across all 18 hazards.
Relatively low 84.4
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively low 35.2
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Very high 91.7

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Niagara County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Ice storm Relatively high 87
Inland (riverine) flooding Relatively moderate 90
Lightning Relatively moderate 76
Strong wind Relatively moderate 73
Cold wave Relatively moderate 69
Earthquake Relatively low 65
Heat wave Relatively low 58
Winter weather Relatively low 56
Tornado Relatively low 52
Hail Relatively low 42
Hurricane Very low 57
Wildfire Very low 33
Coastal flooding Very low 31
Drought Very low 17
Landslide Very low 11
Avalanche Very low 6
Tsunami Insufficient data
Volcanic activity Not applicable

FEMA disaster declarations for Niagara County

Federal declarations that designated Niagara County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Not since 1 Jan 2024: no FEMA disaster declaration in the records this site read names Niagara County.

All FEMA declarations in New York, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Niagara County, New York?

FEMA's National Risk Index rates the overall risk in Niagara County as relatively moderate, with a score of 83.4 out of 100 (higher than 83% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Niagara County?

The hazards rated highest for Niagara County are ice storm (relatively high), inland (riverine) flooding (relatively moderate), lightning (relatively moderate).

What is the flood risk in Niagara County?

FEMA rates inland (river and rain) flooding risk in Niagara County as relatively moderate, and coastal flooding risk as very low. For a specific property, check the FEMA flood map and your local floodplain office.

Has Niagara County had a FEMA disaster declaration?

Not since 1 Jan 2024: no FEMA disaster declaration in the records this site read names Niagara County.

Is Niagara County in a drought?

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 11.48% of Niagara County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 1 week so far.

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