Natural disaster risk in Cape May County, New Jersey

New Jersey · population 95,244 · FIPS 34009

Overall: relatively moderate risk

Cape May County has a composite risk score of 91.0 out of 100 — higher than 91% of US counties. It ranks 14 of 21 in New Jersey (1 = highest risk). Its highest-rated hazards are coastal flooding, strong wind, winter weather.

Drought now: No, but abnormally dry (D0)

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 88.01% of Cape May County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 51 weeks in a row.

Drought in Cape May County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively moderate 91
Expected annual loss
About $99.7 million a year, on average, across all 18 hazards.
Relatively moderate 90.7
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively low 37.2
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Very high 98.8

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Cape May County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Coastal flooding Very high 99
Strong wind Very high 98
Winter weather Relatively high 88
Hurricane Relatively moderate 93
Heat wave Relatively moderate 92
Inland (riverine) flooding Relatively moderate 89
Lightning Relatively moderate 70
Wildfire Relatively low 86
Earthquake Relatively low 73
Drought Relatively low 57
Cold wave Relatively low 50
Ice storm Relatively low 47
Tornado Relatively low 38
Landslide Very low 15
Hail Very low 4
Avalanche Not applicable
Tsunami Insufficient data
Volcanic activity Not applicable

FEMA disaster declarations for Cape May County

Federal declarations that designated Cape May County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Not since 1 Jan 2024: no FEMA disaster declaration in the records this site read names Cape May County.

All FEMA declarations in New Jersey, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Cape May County, New Jersey?

FEMA's National Risk Index rates the overall risk in Cape May County as relatively moderate, with a score of 91.0 out of 100 (higher than 91% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Cape May County?

The hazards rated highest for Cape May County are coastal flooding (very high), strong wind (very high), winter weather (relatively high).

What is the flood risk in Cape May County?

FEMA rates inland (river and rain) flooding risk in Cape May County as relatively moderate, and coastal flooding risk as very high. For a specific property, check the FEMA flood map and your local floodplain office.

Has Cape May County had a FEMA disaster declaration?

Not since 1 Jan 2024: no FEMA disaster declaration in the records this site read names Cape May County.

Is Cape May County in a drought?

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 88.01% of Cape May County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 51 weeks in a row.

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