Natural disaster risk in Montcalm County, Michigan
Michigan · population 66,606 · FIPS 26117
Overall: relatively low risk
Montcalm County has a composite risk score of 56.9 out of 100 — higher than 56% of US counties. It ranks 36 of 83 in Michigan (1 = highest risk). Its highest-rated hazards are strong wind, winter weather, tornado.
Drought now: No, but abnormally dry (D0)
No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 100% of Montcalm County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 12 weeks in a row.
Drought in Montcalm County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Relatively low 56.9 |
| Expected annual loss About $19.3 million a year, on average, across all 18 hazards. |
Relatively low 59.1 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively low 38.9 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively high 74.9 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Montcalm County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Strong wind | Relatively high 94 |
| Winter weather | Relatively high 94 |
| Tornado | Relatively moderate 76 |
| Ice storm | Relatively moderate 62 |
| Cold wave | Relatively low 63 |
| Inland (riverine) flooding | Relatively low 61 |
| Hail | Relatively low 51 |
| Lightning | Relatively low 46 |
| Landslide | Very low 59 |
| Earthquake | Very low 41 |
| Heat wave | Very low 32 |
| Wildfire | Very low 32 |
| Hurricane | Very low 25 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Drought | No rating |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Montcalm County
Federal declarations that designated Montcalm County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Montcalm County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4925-MI (Severe Storms, Tornadoes, and Flooding), declared 30 Jun 2026.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| DR-4925-MI | Major disaster | Severe Storms, Tornadoes, and Flooding | 30 Jun 2026 | Yes |
All FEMA declarations in Michigan, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Montcalm County, Michigan?
FEMA's National Risk Index rates the overall risk in Montcalm County as relatively low, with a score of 56.9 out of 100 (higher than 56% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Montcalm County?
The hazards rated highest for Montcalm County are strong wind (relatively high), winter weather (relatively high), tornado (relatively moderate).
What is the flood risk in Montcalm County?
FEMA rates inland (river and rain) flooding risk in Montcalm County as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Montcalm County had a FEMA disaster declaration?
Yes. Montcalm County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4925-MI (Severe Storms, Tornadoes, and Flooding), declared 30 Jun 2026.
Is Montcalm County in a drought?
No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 100% of Montcalm County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 12 weeks in a row.
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