Natural disaster risk in Hampden County, Massachusetts
Massachusetts · population 465,327 · FIPS 25013
Overall: relatively moderate risk
Hampden County has a composite risk score of 92.8 out of 100 — higher than 92% of US counties. It ranks 5 of 14 in Massachusetts (1 = highest risk). Its highest-rated hazards are inland (riverine) flooding, ice storm, hurricane.
Drought now: No, but abnormally dry (D0)
No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 35.05% of Hampden County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for at least 54 weeks in a row.
Drought in Hampden County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Relatively moderate 92.8 |
| Expected annual loss About $106.7 million a year, on average, across all 18 hazards. |
Relatively moderate 91.3 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively high 64.5 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively high 73.2 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Hampden County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Inland (riverine) flooding | Relatively high 95 |
| Ice storm | Relatively high 94 |
| Hurricane | Relatively high 93 |
| Strong wind | Relatively high 91 |
| Earthquake | Relatively moderate 90 |
| Heat wave | Relatively moderate 89 |
| Cold wave | Relatively moderate 84 |
| Winter weather | Relatively moderate 84 |
| Hail | Relatively moderate 83 |
| Tornado | Relatively moderate 82 |
| Lightning | Relatively moderate 71 |
| Landslide | Relatively low 67 |
| Drought | Relatively low 58 |
| Wildfire | Very low 39 |
| Avalanche | Very low 38 |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Hampden County
Federal declarations that designated Hampden County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Not since 1 Jan 2024: no FEMA disaster declaration in the records this site read names Hampden County.
All FEMA declarations in Massachusetts, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Hampden County, Massachusetts?
FEMA's National Risk Index rates the overall risk in Hampden County as relatively moderate, with a score of 92.8 out of 100 (higher than 92% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Hampden County?
The hazards rated highest for Hampden County are inland (riverine) flooding (relatively high), ice storm (relatively high), hurricane (relatively high).
What is the flood risk in Hampden County?
FEMA rates inland (river and rain) flooding risk in Hampden County as relatively high. For a specific property, check the FEMA flood map and your local floodplain office.
Has Hampden County had a FEMA disaster declaration?
Not since 1 Jan 2024: no FEMA disaster declaration in the records this site read names Hampden County.
Is Hampden County in a drought?
No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 35.05% of Hampden County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for at least 54 weeks in a row.
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