Natural disaster risk in Washington County, Maryland

Maryland · population 154,643 · FIPS 24043

Overall: relatively low risk

Washington County has a composite risk score of 68.8 out of 100 — higher than 68% of US counties. It ranks 9 of 24 in Maryland (1 = highest risk). Its highest-rated hazards are drought, hurricane, winter weather.

Drought now: Yes: D1 Moderate Drought, at least 54 weeks

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 59.63% of Washington County is in D1 Moderate Drought. Some of it has been at D1 or worse for at least 54 weeks in a row.

Drought in Washington County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively low 68.8
Expected annual loss
About $26.9 million a year, on average, across all 18 hazards.
Relatively low 69.6
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively moderate 44.6
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively high 73.2

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Washington County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Drought Relatively moderate 85
Hurricane Relatively moderate 85
Winter weather Relatively moderate 81
Heat wave Relatively moderate 79
Inland (riverine) flooding Relatively moderate 73
Lightning Relatively moderate 70
Strong wind Relatively moderate 67
Landslide Relatively low 79
Earthquake Relatively low 76
Hail Relatively low 66
Tornado Relatively low 61
Cold wave Relatively low 32
Ice storm Relatively low 30
Wildfire Very low 38
Avalanche Very low 34
Coastal flooding Not applicable
Tsunami Not applicable
Volcanic activity Not applicable

FEMA disaster declarations for Washington County

Federal declarations that designated Washington County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Washington County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3634-MD (Severe Winter Storm), declared 24 Jan 2026.

DeclarationKindIncidentDeclaredIndividual assistance here
EM-3634-MD Emergency Severe Winter Storm 24 Jan 2026 No

All FEMA declarations in Maryland, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Washington County, Maryland?

FEMA's National Risk Index rates the overall risk in Washington County as relatively low, with a score of 68.8 out of 100 (higher than 68% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Washington County?

The hazards rated highest for Washington County are drought (relatively moderate), hurricane (relatively moderate), winter weather (relatively moderate).

What is the flood risk in Washington County?

FEMA rates inland (river and rain) flooding risk in Washington County as relatively moderate. For a specific property, check the FEMA flood map and your local floodplain office.

Has Washington County had a FEMA disaster declaration?

Yes. Washington County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3634-MD (Severe Winter Storm), declared 24 Jan 2026.

Is Washington County in a drought?

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 59.63% of Washington County is in D1 Moderate Drought. Some of it has been at D1 or worse for at least 54 weeks in a row.

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