Natural disaster risk in Marshall County, Kentucky

Kentucky · population 31,629 · FIPS 21157

Overall: relatively low risk

Marshall County has a composite risk score of 61.9 out of 100 — higher than 61% of US counties. It ranks 32 of 120 in Kentucky (1 = highest risk). Its highest-rated hazards are ice storm, earthquake, strong wind.

Drought now: No, but abnormally dry (D0)

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 42.88% of Marshall County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 3 weeks in a row.

Drought in Marshall County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively low 61.9
Expected annual loss
About $22.2 million a year, on average, across all 18 hazards.
Relatively low 63.8
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively moderate 40.6
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively high 64.2

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Marshall County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Ice storm Relatively high 92
Earthquake Relatively moderate 92
Strong wind Relatively moderate 79
Winter weather Relatively moderate 74
Drought Relatively moderate 65
Hail Relatively low 71
Heat wave Relatively low 70
Landslide Relatively low 68
Cold wave Relatively low 63
Tornado Relatively low 60
Lightning Relatively low 56
Inland (riverine) flooding Relatively low 47
Hurricane Very low 41
Wildfire Very low 28
Avalanche Not applicable
Coastal flooding Not applicable
Tsunami Not applicable
Volcanic activity Not applicable

FEMA disaster declarations for Marshall County

Federal declarations that designated Marshall County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Marshall County has been named in 7 FEMA declarations since 1 Jan 2024. The latest is EM-3633-KY (Severe Winter Storm), declared 24 Jan 2026.

DeclarationKindIncidentDeclaredIndividual assistance here
EM-3633-KY Emergency Severe Winter Storm 24 Jan 2026 No
DR-4875-KY Major disaster Severe Storms, Straight-Line Winds, and Tornadoes 23 May 2025 No
DR-4864-KY Major disaster Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides 24 Apr 2025 No
EM-3626-KY Emergency Severe Storms, Straight-Line Winds, Tornadoes, and Flooding 3 Apr 2025 No
DR-4860-KY Major disaster Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides 24 Feb 2025 No
EM-3624-KY Emergency Severe Storms, Straight-Line Winds, Flooding, and Landslides 16 Feb 2025 No
DR-4804-KY Major disaster Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides 23 Jul 2024 No

All FEMA declarations in Kentucky, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Marshall County, Kentucky?

FEMA's National Risk Index rates the overall risk in Marshall County as relatively low, with a score of 61.9 out of 100 (higher than 61% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Marshall County?

The hazards rated highest for Marshall County are ice storm (relatively high), earthquake (relatively moderate), strong wind (relatively moderate).

What is the flood risk in Marshall County?

FEMA rates inland (river and rain) flooding risk in Marshall County as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.

Has Marshall County had a FEMA disaster declaration?

Yes. Marshall County has been named in 7 FEMA declarations since 1 Jan 2024. The latest is EM-3633-KY (Severe Winter Storm), declared 24 Jan 2026.

Is Marshall County in a drought?

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 42.88% of Marshall County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 3 weeks in a row.

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