Natural disaster risk in Fleming County, Kentucky
Kentucky · population 15,067 · FIPS 21069
Overall: very low risk
Fleming County has a composite risk score of 31.0 out of 100 — higher than 31% of US counties. It ranks 80 of 120 in Kentucky (1 = highest risk). Its highest-rated hazards are strong wind, tornado, lightning.
Drought now: No, but abnormally dry (D0)
No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 8.66% of Fleming County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 2 weeks in a row.
Drought in Fleming County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Very low 31 |
| Expected annual loss About $6.6 million a year, on average, across all 18 hazards. |
Very low 20.2 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Very high 88.5 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively low 24.3 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Fleming County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Strong wind | Relatively moderate 78 |
| Tornado | Relatively low 54 |
| Lightning | Relatively low 52 |
| Winter weather | Relatively low 50 |
| Inland (riverine) flooding | Relatively low 47 |
| Hail | Relatively low 41 |
| Heat wave | Relatively low 39 |
| Ice storm | Relatively low 36 |
| Landslide | Very low 53 |
| Earthquake | Very low 49 |
| Hurricane | Very low 37 |
| Drought | Very low 29 |
| Wildfire | Very low 22 |
| Cold wave | Very low 21 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Fleming County
Federal declarations that designated Fleming County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Fleming County has been named in 4 FEMA declarations since 1 Jan 2024. The latest is EM-3633-KY (Severe Winter Storm), declared 24 Jan 2026.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| EM-3633-KY | Emergency | Severe Winter Storm | 24 Jan 2026 | No |
| EM-3626-KY | Emergency | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding | 3 Apr 2025 | No |
| EM-3624-KY | Emergency | Severe Storms, Straight-Line Winds, Flooding, and Landslides | 16 Feb 2025 | No |
| DR-4848-KY | Major disaster | Remnants of Hurricane Helene | 26 Nov 2024 | No |
All FEMA declarations in Kentucky, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Fleming County, Kentucky?
FEMA's National Risk Index rates the overall risk in Fleming County as very low, with a score of 31.0 out of 100 (higher than 31% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Fleming County?
The hazards rated highest for Fleming County are strong wind (relatively moderate), tornado (relatively low), lightning (relatively low).
What is the flood risk in Fleming County?
FEMA rates inland (river and rain) flooding risk in Fleming County as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Fleming County had a FEMA disaster declaration?
Yes. Fleming County has been named in 4 FEMA declarations since 1 Jan 2024. The latest is EM-3633-KY (Severe Winter Storm), declared 24 Jan 2026.
Is Fleming County in a drought?
No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 8.66% of Fleming County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 2 weeks in a row.
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