Natural disaster risk in Flagler County, Florida

Florida · population 115,270 · FIPS 12035

Overall: relatively moderate risk

Flagler County has a composite risk score of 82.8 out of 100 — higher than 82% of US counties. It ranks 37 of 67 in Florida (1 = highest risk). Its highest-rated hazards are hurricane, tornado, inland (riverine) flooding.

Drought now: No, but abnormally dry (D0)

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 42.02% of Flagler County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 43 weeks in a row.

Drought in Flagler County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively moderate 82.8
Expected annual loss
About $41.6 million a year, on average, across all 18 hazards.
Relatively low 80.6
Social vulnerability
Higher means people may find it harder to prepare and recover.
Relatively high 60.9
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively moderate 40.3

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Flagler County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Hurricane Relatively high 94
Tornado Relatively moderate 80
Inland (riverine) flooding Relatively moderate 79
Lightning Relatively moderate 75
Coastal flooding Relatively moderate 67
Wildfire Relatively low 88
Heat wave Relatively low 70
Strong wind Relatively low 41
Earthquake Very low 39
Landslide Very low 27
Drought Very low 25
Cold wave Very low 19
Hail Very low 6
Avalanche Not applicable
Ice storm Not applicable
Tsunami Insufficient data
Volcanic activity Not applicable
Winter weather No rating

FEMA disaster declarations for Flagler County

Federal declarations that designated Flagler County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Flagler County has been named in 4 FEMA declarations since 1 Jan 2024. The latest is DR-4834-FL (Hurricane Milton), declared 11 Oct 2024.

DeclarationKindIncidentDeclaredIndividual assistance here
DR-4834-FL Major disaster Hurricane Milton 11 Oct 2024 Yes
EM-3622-FL Emergency Hurricane Milton 7 Oct 2024 No
DR-4806-FL Major disaster Hurricane Debby 10 Aug 2024 No
EM-3605-FL Emergency Tropical Storm Debby 3 Aug 2024 No

All FEMA declarations in Florida, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Flagler County, Florida?

FEMA's National Risk Index rates the overall risk in Flagler County as relatively moderate, with a score of 82.8 out of 100 (higher than 82% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Flagler County?

The hazards rated highest for Flagler County are hurricane (relatively high), tornado (relatively moderate), inland (riverine) flooding (relatively moderate).

What is the flood risk in Flagler County?

FEMA rates inland (river and rain) flooding risk in Flagler County as relatively moderate, and coastal flooding risk as relatively moderate. For a specific property, check the FEMA flood map and your local floodplain office.

Has Flagler County had a FEMA disaster declaration?

Yes. Flagler County has been named in 4 FEMA declarations since 1 Jan 2024. The latest is DR-4834-FL (Hurricane Milton), declared 11 Oct 2024.

Is Flagler County in a drought?

No drought, but abnormally dry. On the U.S. Drought Monitor map valid 13 October 2026, 42.02% of Flagler County is D0 Abnormally Dry and none of it is in drought (D1 to D4). Some of it has been abnormally dry or worse for 43 weeks in a row.

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