Natural disaster risk in Custer County, Colorado

Colorado · population 4,686 · FIPS 08027

Overall: very low risk

Custer County has a composite risk score of 3.9 out of 100 — higher than 3% of US counties. It ranks 61 of 64 in Colorado (1 = highest risk). Its highest-rated hazards are lightning, landslide, wildfire.

Drought now: Yes: D3 Extreme Drought, 29 weeks

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 30.83% of Custer County is in D3 Extreme Drought. Some of it has been at D3 or worse for 29 weeks in a row. In all, 100% of the county is in drought (D1 to D4).

Drought in Custer County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Very low 3.9
Expected annual loss
About $4.1 million a year, on average, across all 18 hazards.
Very low 8.6
Social vulnerability
Higher means people may find it harder to prepare and recover.
Very low 10.6
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Relatively high 66.8

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Custer County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Lightning Relatively moderate 79
Landslide Relatively low 81
Wildfire Relatively low 81
Drought Relatively low 32
Winter weather Relatively low 26
Hail Very low 31
Avalanche Very low 22
Earthquake Very low 14
Inland (riverine) flooding Very low 9
Tornado Very low 7
Strong wind Very low 5
Cold wave Very low 4
Heat wave Very low 3
Ice storm Very low 2
Coastal flooding Not applicable
Hurricane Not applicable
Tsunami Not applicable
Volcanic activity Not applicable

FEMA disaster declarations for Custer County

Federal declarations that designated Custer County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Custer County has been named in 2 FEMA declarations since 1 Jan 2024. The latest is DR-4944-CO (Wildfires, Flooding, and Mudslides), declared 1 Sep 2026.

DeclarationKindIncidentDeclaredIndividual assistance here
DR-4944-CO Major disaster Wildfires, Flooding, and Mudslides 1 Sep 2026 No
FM-5642-CO Fire management Aspen Acres Fire 29 Jun 2026 No

All FEMA declarations in Colorado, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Custer County, Colorado?

FEMA's National Risk Index rates the overall risk in Custer County as very low, with a score of 3.9 out of 100 (higher than 3% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Custer County?

The hazards rated highest for Custer County are lightning (relatively moderate), landslide (relatively low), wildfire (relatively low).

What is the flood risk in Custer County?

FEMA rates inland (river and rain) flooding risk in Custer County as very low. For a specific property, check the FEMA flood map and your local floodplain office.

Has Custer County had a FEMA disaster declaration?

Yes. Custer County has been named in 2 FEMA declarations since 1 Jan 2024. The latest is DR-4944-CO (Wildfires, Flooding, and Mudslides), declared 1 Sep 2026.

Is Custer County in a drought?

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 30.83% of Custer County is in D3 Extreme Drought. Some of it has been at D3 or worse for 29 weeks in a row. In all, 100% of the county is in drought (D1 to D4).

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