Natural disaster risk in Monterey County, California
California · population 438,599 · FIPS 06053
Overall: relatively high risk
Monterey County has a composite risk score of 98.7 out of 100 — higher than 98% of US counties. It ranks 16 of 58 in California (1 = highest risk). Its highest-rated hazards are drought, earthquake, landslide.
Drought now: No: no drought or dryness
No. On the U.S. Drought Monitor map valid 13 October 2026, no part of Monterey County is in drought or abnormally dry (none of D0 to D4). That has been so for 25 weeks in a row.
Drought in Monterey County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Relatively high 98.7 |
| Expected annual loss About $402.4 million a year, on average, across all 18 hazards. |
Relatively high 98.7 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively moderate 54.8 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively low 24.7 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Monterey County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Drought | Very high 99 |
| Earthquake | Relatively high 99 |
| Landslide | Relatively high 99 |
| Wildfire | Relatively high 98 |
| Inland (riverine) flooding | Relatively high 97 |
| Heat wave | Relatively moderate 95 |
| Lightning | Relatively moderate 63 |
| Coastal flooding | Relatively low 59 |
| Tornado | Relatively low 28 |
| Tsunami | Very low 46 |
| Hail | Very low 33 |
| Avalanche | Very low 30 |
| Strong wind | Very low 11 |
| Winter weather | Very low 5 |
| Cold wave | No rating |
| Hurricane | Not applicable |
| Ice storm | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Monterey County
Federal declarations that designated Monterey County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Monterey County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4769-CA (Severe Winter Storms, Tornadoes, Flooding, Landslides, and Mudslides), declared 13 Apr 2024.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| DR-4769-CA | Major disaster | Severe Winter Storms, Tornadoes, Flooding, Landslides, and Mudslides | 13 Apr 2024 | No |
All FEMA declarations in California, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Monterey County, California?
FEMA's National Risk Index rates the overall risk in Monterey County as relatively high, with a score of 98.7 out of 100 (higher than 98% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Monterey County?
The hazards rated highest for Monterey County are drought (very high), earthquake (relatively high), landslide (relatively high).
What is the flood risk in Monterey County?
FEMA rates inland (river and rain) flooding risk in Monterey County as relatively high, and coastal flooding risk as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Monterey County had a FEMA disaster declaration?
Yes. Monterey County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is DR-4769-CA (Severe Winter Storms, Tornadoes, Flooding, Landslides, and Mudslides), declared 13 Apr 2024.
Is Monterey County in a drought?
No. On the U.S. Drought Monitor map valid 13 October 2026, no part of Monterey County is in drought or abnormally dry (none of D0 to D4). That has been so for 25 weeks in a row.
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