Natural disaster risk in Apache County, Arizona

Arizona · population 65,844 · FIPS 04001

Overall: relatively low risk

Apache County has a composite risk score of 78.8 out of 100 — higher than 78% of US counties. It ranks 13 of 15 in Arizona (1 = highest risk). Its highest-rated hazards are lightning, wildfire, winter weather.

Drought now: Yes: D2 Severe Drought, at least 54 weeks

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 24.42% of Apache County is in D2 Severe Drought. Some of it has been at D2 or worse for at least 54 weeks in a row. In all, 81.53% of the county is in drought (D1 to D4).

Drought in Apache County: the last 52 weeks · droughtmonitor.unl.edu

The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.

Risk, loss, vulnerability and resilience

MeasureRating and score
Overall risk
Expected annual loss, adjusted for social vulnerability and community resilience.
Relatively low 78.8
Expected annual loss
About $21.0 million a year, on average, across all 18 hazards.
Relatively low 62.1
Social vulnerability
Higher means people may find it harder to prepare and recover.
Very high 99.8
Community resilience
Higher means a stronger ability to prepare, adapt and recover.
Very low 0.3

Risk by hazard

FEMA's risk rating for each of 18 natural hazards in Apache County, highest first. "Not applicable" means the hazard is not modelled here.

HazardRisk rating and score
Lightning Very high 99
Wildfire Relatively high 97
Winter weather Relatively high 90
Landslide Relatively moderate 93
Inland (riverine) flooding Relatively moderate 80
Earthquake Relatively low 67
Cold wave Relatively low 62
Ice storm Relatively low 53
Drought Relatively low 50
Heat wave Relatively low 46
Volcanic activity Very low 57
Avalanche Very low 50
Hurricane Very low 11
Hail Very low 8
Strong wind Very low 8
Tornado Very low 3
Coastal flooding Not applicable
Tsunami Not applicable

FEMA disaster declarations for Apache County

Federal declarations that designated Apache County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.

Yes. Apache County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is FM-5584-AZ (Greer Fire), declared 14 May 2025.

DeclarationKindIncidentDeclaredIndividual assistance here
FM-5584-AZ Fire management Greer Fire 14 May 2025 No

All FEMA declarations in Arizona, with estimated apply-by dates · Open FEMA deadlines

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.

How to read these ratings

  • Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
  • Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
  • Overall risk combines the expected annual loss with social vulnerability and community resilience.
  • Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
  • Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
  • Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
  • "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).

About this data

Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.

Questions

What is the natural disaster risk in Apache County, Arizona?

FEMA's National Risk Index rates the overall risk in Apache County as relatively low, with a score of 78.8 out of 100 (higher than 78% of US counties). That is a comparison with other US counties, not a forecast.

What are the biggest natural hazards in Apache County?

The hazards rated highest for Apache County are lightning (very high), wildfire (relatively high), winter weather (relatively high).

What is the flood risk in Apache County?

FEMA rates inland (river and rain) flooding risk in Apache County as relatively moderate. For a specific property, check the FEMA flood map and your local floodplain office.

Has Apache County had a FEMA disaster declaration?

Yes. Apache County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is FM-5584-AZ (Greer Fire), declared 14 May 2025.

Is Apache County in a drought?

Yes. On the U.S. Drought Monitor map valid 13 October 2026, 24.42% of Apache County is in D2 Severe Drought. Some of it has been at D2 or worse for at least 54 weeks in a row. In all, 81.53% of the county is in drought (D1 to D4).

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