Natural disaster risk in Tuscaloosa County, Alabama
Alabama · population 226,701 · FIPS 01125
Overall: relatively moderate risk
Tuscaloosa County has a composite risk score of 90.8 out of 100 — higher than 90% of US counties. It ranks 6 of 67 in Alabama (1 = highest risk). Its highest-rated hazards are tornado, strong wind, lightning.
Drought now: Yes: D3 Extreme Drought, 3 weeks
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 1.56% of Tuscaloosa County is in D3 Extreme Drought. Some of it has been at D3 or worse for 3 weeks in a row. In all, 64.91% of the county is in drought (D1 to D4).
Drought in Tuscaloosa County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Relatively moderate 90.8 |
| Expected annual loss About $83.1 million a year, on average, across all 18 hazards. |
Relatively moderate 89.2 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Relatively moderate 55.2 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Relatively high 71.9 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Tuscaloosa County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Tornado | Relatively high 97 |
| Strong wind | Relatively high 94 |
| Lightning | Relatively high 88 |
| Heat wave | Relatively moderate 95 |
| Earthquake | Relatively moderate 92 |
| Inland (riverine) flooding | Relatively moderate 91 |
| Cold wave | Relatively moderate 83 |
| Ice storm | Relatively moderate 75 |
| Hurricane | Relatively low 81 |
| Hail | Relatively low 72 |
| Landslide | Relatively low 67 |
| Winter weather | Relatively low 50 |
| Drought | Relatively low 43 |
| Wildfire | Very low 57 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Tuscaloosa County
Federal declarations that designated Tuscaloosa County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Tuscaloosa County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3618-AL (Hurricane Helene), declared 26 Sep 2024.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| EM-3618-AL | Emergency | Hurricane Helene | 26 Sep 2024 | No |
All FEMA declarations in Alabama, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Tuscaloosa County, Alabama?
FEMA's National Risk Index rates the overall risk in Tuscaloosa County as relatively moderate, with a score of 90.8 out of 100 (higher than 90% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Tuscaloosa County?
The hazards rated highest for Tuscaloosa County are tornado (relatively high), strong wind (relatively high), lightning (relatively high).
What is the flood risk in Tuscaloosa County?
FEMA rates inland (river and rain) flooding risk in Tuscaloosa County as relatively moderate. For a specific property, check the FEMA flood map and your local floodplain office.
Has Tuscaloosa County had a FEMA disaster declaration?
Yes. Tuscaloosa County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3618-AL (Hurricane Helene), declared 26 Sep 2024.
Is Tuscaloosa County in a drought?
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 1.56% of Tuscaloosa County is in D3 Extreme Drought. Some of it has been at D3 or worse for 3 weeks in a row. In all, 64.91% of the county is in drought (D1 to D4).
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