Natural disaster risk in Cherokee County, Alabama
Alabama · population 24,933 · FIPS 01019
Overall: relatively low risk
Cherokee County has a composite risk score of 63.3 out of 100 — higher than 63% of US counties. It ranks 35 of 67 in Alabama (1 = highest risk). Its highest-rated hazards are drought, tornado, earthquake.
Drought now: Yes: D1 Moderate Drought, 3 weeks
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 69.43% of Cherokee County is in D1 Moderate Drought. Some of it has been at D1 or worse for 3 weeks in a row.
Drought in Cherokee County: the last 52 weeks · droughtmonitor.unl.edu
The U.S. Drought Monitor is jointly produced by the National Drought Mitigation Center at the University of Nebraska-Lincoln, the United States Department of Agriculture, the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration. Map courtesy of NDMC.
Risk, loss, vulnerability and resilience
| Measure | Rating and score |
|---|---|
| Overall risk Expected annual loss, adjusted for social vulnerability and community resilience. |
Relatively low 63.3 |
| Expected annual loss About $16.1 million a year, on average, across all 18 hazards. |
Relatively low 53.2 |
| Social vulnerability Higher means people may find it harder to prepare and recover. |
Very high 81.8 |
| Community resilience Higher means a stronger ability to prepare, adapt and recover. |
Very low 16.1 |
Risk by hazard
FEMA's risk rating for each of 18 natural hazards in Cherokee County, highest first. "Not applicable" means the hazard is not modelled here.
| Hazard | Risk rating and score |
|---|---|
| Drought | Relatively moderate 89 |
| Tornado | Relatively moderate 82 |
| Earthquake | Relatively low 73 |
| Landslide | Relatively low 70 |
| Inland (riverine) flooding | Relatively low 70 |
| Wildfire | Relatively low 68 |
| Hurricane | Relatively low 62 |
| Cold wave | Relatively low 53 |
| Lightning | Relatively low 46 |
| Heat wave | Relatively low 44 |
| Strong wind | Relatively low 44 |
| Ice storm | Relatively low 34 |
| Hail | Very low 33 |
| Winter weather | Very low 24 |
| Avalanche | Not applicable |
| Coastal flooding | Not applicable |
| Tsunami | Not applicable |
| Volcanic activity | Not applicable |
FEMA disaster declarations for Cherokee County
Federal declarations that designated Cherokee County, since 1 Jan 2024 (the period this site keeps from OpenFEMA). Older declarations are in FEMA's own dataset.
Yes. Cherokee County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3618-AL (Hurricane Helene), declared 26 Sep 2024.
| Declaration | Kind | Incident | Declared | Individual assistance here |
|---|---|---|---|---|
| EM-3618-AL | Emergency | Hurricane Helene | 26 Sep 2024 | No |
All FEMA declarations in Alabama, with estimated apply-by dates · Open FEMA deadlines
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s). Dataset: Disaster Declarations Summaries - v2.
How to read these ratings
- Ratings run in five steps: very low, relatively low, relatively moderate, relatively high and very high. They compare a county with every other US county; they are not a measure of danger on their own.
- Scores run from 0 to 100 and are national percentiles. The bar shows the score: a score of 80 means a higher value than 80% of US counties.
- Overall risk combines the expected annual loss with social vulnerability and community resilience.
- Expected annual loss is the average yearly loss to buildings, people and agriculture the model expects from all 18 hazards.
- Social vulnerability describes how hard it may be for people to prepare for and recover from a disaster. Higher is worse.
- Community resilience describes a community's ability to prepare, adapt and recover. Higher is better.
- "Not applicable" means FEMA does not model that hazard there (for example, hurricanes far inland).
About this data
Source: FEMA National Risk Index, version 1.20, released December 2025, published by the Federal Emergency Management Agency (US public domain). About the National Risk Index. The index is a model of relative risk built from historical hazard records, what is exposed and community factors. It is not a forecast, it does not describe any single property, and it is not insurance or financial advice. For decisions about a specific address, check FEMA's flood maps and your local emergency management office.
Questions
What is the natural disaster risk in Cherokee County, Alabama?
FEMA's National Risk Index rates the overall risk in Cherokee County as relatively low, with a score of 63.3 out of 100 (higher than 63% of US counties). That is a comparison with other US counties, not a forecast.
What are the biggest natural hazards in Cherokee County?
The hazards rated highest for Cherokee County are drought (relatively moderate), tornado (relatively moderate), earthquake (relatively low).
What is the flood risk in Cherokee County?
FEMA rates inland (river and rain) flooding risk in Cherokee County as relatively low. For a specific property, check the FEMA flood map and your local floodplain office.
Has Cherokee County had a FEMA disaster declaration?
Yes. Cherokee County has been named in 1 FEMA declaration since 1 Jan 2024. The latest is EM-3618-AL (Hurricane Helene), declared 26 Sep 2024.
Is Cherokee County in a drought?
Yes. On the U.S. Drought Monitor map valid 13 October 2026, 69.43% of Cherokee County is in D1 Moderate Drought. Some of it has been at D1 or worse for 3 weeks in a row.
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